:root{
  --bg:#f6f8fc;
  --surface:#ffffff;
  --primary:#123a7a;
  --primary-2:#1f5fbf;
  --accent:#d9b35b;
  --text:#10213d;
  --muted:#5b6b86;
  --border:#dfe6f3;
  --success:#0e7a4b;
  --shadow:0 14px 40px rgba(16,33,61,.08);
  --radius:20px;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Arial,Helvetica,sans-serif;
  color:var(--text);
  background:linear-gradient(180deg,#f8fbff 0%,#f4f7fb 100%);
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}
.topbar{
  position:sticky;top:0;z-index:50;
  backdrop-filter:blur(10px);
  background:rgba(255,255,255,.86);
  border-bottom:1px solid rgba(223,230,243,.9);
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
  min-height:76px;gap:18px;
}
.brand{
  display:flex;align-items:center;gap:14px;font-weight:800;font-size:1rem;
}
.brand-badge{
  width:44px;height:44px;border-radius:14px;
  background:linear-gradient(135deg,var(--primary),var(--primary-2));
  color:#fff;display:grid;place-items:center;font-size:1.2rem;
  box-shadow:var(--shadow);
}
.brand small{display:block;font-weight:600;color:var(--muted);font-size:.77rem}
.menu{
  display:flex;gap:20px;align-items:center;flex-wrap:wrap;
  font-size:.96rem;color:var(--muted);
}
.menu a:hover{color:var(--primary)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:14px 22px;border-radius:999px;border:0;cursor:pointer;
  font-weight:700;transition:.2s ease;box-shadow:var(--shadow)
}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:linear-gradient(135deg,var(--primary),var(--primary-2));color:#fff}
.btn-secondary{background:#fff;color:var(--primary);border:1px solid var(--border)}
.btn-whats{background:#25D366;color:#083420}
.hero{
  padding:80px 0 54px;
}
.hero-grid{
  display:grid;grid-template-columns:1.18fr .82fr;gap:32px;align-items:center;
}
.kicker{
  display:inline-flex;gap:10px;align-items:center;
  padding:10px 14px;border-radius:999px;
  background:#eef4ff;color:var(--primary);font-weight:700;font-size:.88rem
}
h1{
  font-size:clamp(2.15rem,4vw,4.2rem);
  line-height:1.03;margin:18px 0 18px;letter-spacing:-.03em
}
.lead{font-size:1.1rem;color:var(--muted);max-width:62ch}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero-card{
  background:var(--surface);border:1px solid var(--border);border-radius:28px;
  padding:28px;box-shadow:var(--shadow)
}
.card{
  background:var(--surface);border:1px solid var(--border);
  border-radius:24px;padding:26px;box-shadow:var(--shadow)
}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.section{padding:34px 0 18px}
.section-lg{padding:64px 0}
h2{font-size:clamp(1.55rem,3vw,2.5rem);line-height:1.08;margin:0 0 14px}
h3{margin:0 0 10px;font-size:1.16rem}
.muted{color:var(--muted)}
.list{padding-left:18px;margin:12px 0 0}
.list li{margin:8px 0}
.step{
  position:relative;padding-left:54px
}
.step-badge{
  position:absolute;left:0;top:0;width:38px;height:38px;border-radius:12px;
  display:grid;place-items:center;background:#eef4ff;color:var(--primary);font-weight:800
}
.tag-row{display:flex;flex-wrap:wrap;gap:10px}
.tag{
  display:inline-flex;padding:8px 12px;border-radius:999px;background:#f3f6fb;
  color:var(--muted);font-size:.9rem;border:1px solid var(--border)
}
.notice{
  border-left:4px solid var(--accent);padding:14px 16px;background:#fff8eb;border-radius:14px
}
.footer{
  margin-top:56px;padding:34px 0 60px;border-top:1px solid var(--border);
  color:var(--muted)
}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:24px}
.cta-strip{
  margin-top:28px;background:linear-gradient(135deg,var(--primary),var(--primary-2));
  color:#fff;border-radius:28px;padding:28px;box-shadow:var(--shadow)
}
.input, select, textarea{
  width:100%;padding:14px 16px;border-radius:16px;border:1px solid var(--border);
  background:#fff;font:inherit;color:var(--text);outline:none
}
.input:focus, select:focus, textarea:focus{border-color:#9bb7e9;box-shadow:0 0 0 4px rgba(31,95,191,.08)}
label{display:block;font-weight:700;margin-bottom:8px}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.form-full{grid-column:1/-1}
.small{font-size:.92rem}
.page-hero{
  padding:54px 0 16px
}
.breadcrumb{font-size:.92rem;color:var(--muted)}
.article{
  max-width:860px
}
.article p{color:#31415e}
.article h2{margin-top:34px}
.callout{
  background:#f7faff;border:1px solid var(--border);border-radius:20px;padding:20px
}
.center{text-align:center}
.whatsapp-float{
  position:fixed;right:18px;bottom:18px;z-index:40
}
.whatsapp-float a{
  width:58px;height:58px;border-radius:50%;display:grid;place-items:center;
  background:#25D366;color:#0b4022;font-size:1.55rem;box-shadow:var(--shadow)
}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
.kpi{padding:18px;border-radius:18px;background:#f7faff;border:1px solid var(--border)}
.kpi strong{display:block;font-size:1.55rem}
@media (max-width:960px){
  .hero-grid,.grid-3,.grid-2,.footer-grid,.form-grid,.kpis{grid-template-columns:1fr}
  .menu{display:none}
  .hero{padding-top:52px}
}